The plan for the project first started to take shape in 2011 when the Northern Alliance Housing Co-operative (NAHC) was set up as a fully mutual housing co-operative. NAHC began to work alongside existing residents to protect and enhance the community ownership of land and properties within the ‘Granby 4 Streets’ area.




In 2012 we adopted the innovative Mutual Home Ownership Society (MHOS) model of co-operative housing where residents are leaseholders, ensuring that the project is owned in perpetuity by its members and that it is permanently affordable. In 2016, we successfully registered as an MHOS with the Financial Conduct Authority (FCA). More information on MHOS can be found here and here. A recent successful example of an MHOS in the UK is LILAC co-housing community.


Granby 4 Streets


Terrace 21 is a member of the Granby 4 Streets Community Land Trust (CLT). The vision developed by CLT and community stakeholders committed to creating a beautiful, vibrant and thriving neighbourhood where people want to live, work and play; where the people are the priority and have direct input to the decisions affecting the streets in which they live.


Why Granby?


Granby and the ‘4 Streets’ area is an area of inner-city Liverpool that has undergone significant change over the last 30 years. In recent years, local community efforts led by Granby 4 Streets CLT have helped refurbish empty and semi-derelict housing.


Existing members of the Terrace 21 project already either live or work in the Liverpool 8 area. Over the last few years we have spent time getting to know the area and its residents better; volunteering at the Cairns Street market, working with the CLT to help develop their own proposals alongside our one, and sometimes just sitting and chatting amongst the flowers in Cairns Street on sunny days. We’d like to be a part of this community on a more permanent basis and to contribute to the renewal of the area alongside Granby 4 Streets CLT and other stakeholders to contribute to this excitnig new chapter for the area.

Terrace 21 Mutual Home Ownership Society Limited © 2021
Address: 54 St James Street, Liverpool L1 0AB
Legal: Our Financial Conduct Authority registration number is 4173.
You can verify this and other information by checking the Financial Conduct Authority's register at their website www.fca.org.uk